For $500, nobody will believe you weren't sunning yourself last week on Copacabana Beach, just before you trekked through the Amazon rain forest and slept in a thatched hut. Hey! That's you, arms outstretched like Kate Winslet on the bow of the Titanic, on top of Corcovado!

Persey Tours was barely keeping the bill collectors at bay before it started offering fake vacations last year. Now it's selling 15 a month — providing ersatz ticket stubs, hotel receipts, photos with clients' images superimposed on famous landmarks, a few souvenirs for living room shelves.

The Pointswizard.com Spin: thanks to the LA Times for the story-click blue line above to read more about this unique idea.